I was a few steps away from filing  Flint Chapter 7 Bankruptcy. It seemed like such a bad thing to have to do.  A failure, really.  I was really upset at having to do it, but I was seeing very little in the way of alternatives to get out of it. The business, which had been so promising just a few months ago, was in the tank.  My debts were climbing, and there was very little I could do about it.  I had no resources left that didn't have a lein against it, and revenue from the business was declining sharply.  I was in the restaurant business and had gotten overextended.  I couldn't help it.  I had to make a stab at expanding the business or going in reverse.  This market is heavily dependent on the automotive business and the auto after market business.  We happened to be in a really good location, and the business seemed really busy no matter what was going on with car sales.  Until recently.  Then things slowed down quite a bit.  We couldn't figure out why.  We did have to raise prices based on the cost of fuel.   Our distributors were raising their prices.  We had no choice.